Terms of Service

Last updated: June 12, 2026

By accessing harborhearthco.org, you agree to be bound by these Terms of Service. If you do not agree with these terms, do not use this site.

Nature of the Site

HarborHearth is an informational reference website. Content is published for general informational purposes relating to waterfront and coastal property ownership in Canada. The site does not provide legal advice, financial advice, real estate advice, or insurance advice. Nothing on this site should be relied upon as a substitute for consultation with a qualified professional in the relevant discipline.

Accuracy of Information

Content on this site is prepared with care based on publicly available information. However, laws, regulations, and insurance products change frequently. HarborHearth does not warrant that the information on this site is current, complete, or accurate for any specific situation. Users should independently verify any information before acting on it.

This site does not fabricate statistics, cite non-existent organizations, or attribute quotations to individuals or entities without basis. Where specific data is not available, the site uses neutral descriptive language rather than invented figures.

No Professional Relationship

Use of this website does not create a professional relationship of any kind between HarborHearth and the user. Submitting a question through the contact form does not create a solicitor-client, advisor-client, or any other professional relationship. Responses to contact form inquiries, if provided, are informal and do not constitute professional advice.

Intellectual Property

Original text content on this site is the property of HarborHearth. Images sourced from Wikimedia Commons are used under their respective Creative Commons licences; original licence terms and attribution details are available on Wikimedia Commons. Reproduction of original site content for commercial purposes without permission is not permitted. Non-commercial reproduction with attribution is generally acceptable; contact the site for clarification.

External Links

This site contains links to external websites operated by government agencies, regulatory bodies, and other third parties. These links are provided for informational convenience. HarborHearth does not control external sites and is not responsible for their content, accuracy, or availability. Linking to an external site does not constitute endorsement.

Limitation of Liability

To the fullest extent permitted by applicable law, HarborHearth shall not be liable for any direct, indirect, incidental, consequential, or other damages arising from the use of, or reliance on, any information on this site. Users assume all risk associated with the use of information on this site.

Governing Law

These Terms of Service are governed by the laws of Canada and the applicable provincial jurisdiction. Any disputes arising from use of this site shall be subject to the exclusive jurisdiction of the courts of the applicable Canadian province.

Disclaimer

This website is not affiliated with, endorsed by, or connected to any government body, conservation authority, insurance regulatory authority, or real estate regulatory body in Canada. References to specific legislation, agencies, or regulatory frameworks are provided for informational context only.

Modifications

These Terms of Service may be updated at any time. The date at the top of this page reflects the last revision. Continued use of the site following any changes constitutes acceptance of the updated terms.

Contact

Questions about these terms may be directed to: info@harborhearthco.org.